Defaqto expert ratings

Defaqto use 100s of data points to objectively assess the quality of financial products to help you make the right choice, fast.

Power of smart search

Don’t risk your credit score! Find out whether you’ll get a loan before you apply.

Today's Best Buys

UNSECURED LOAN

£10,000
£181.02
60 months
3.3% APR
Representative (Fixed)
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UNSECURED LOAN

£20,000
£362.05
60 months
3.3% APR
Representative (Fixed)
Check Eligibility

SECURED LOAN

£25,000
£352.30
84 months
4% APRC
Representative (Fixed)
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HIRE PURCHASE

£15,000
£301.38
60 months
7.9% APR
Representative (Fixed)
Check Eligibility

Important information: Lenders on our panel offer unsecured loans from £1,000 to £25,000 over terms between 1 and 8 years with APRs from 3.1% to 299.9%. Lenders on our panel offer secured loans from £1,000 to £100,000 over terms between 1 and 25 years with APRs from 3.7% to a maximum APR of 29.9%. Eligibility Criteria applies.

BEST TRACKER

2 year variable

£781
1.3%
4.8%
£105
£9,423
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BEST 2 YEAR FIXED

2 year fixed

£852
1.99%
4.7%
£1,415
£10,933
Check Eligibility

BEST 3 YEAR FIXED

3 year fixed

£1,083
4.19%
5.2%
£1,459
£13,725
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BEST 5 YEAR FIXED

5 year fixed

£890
2.37%
3.8%
£1,294
£11,323
Check Eligibility

ALL ROUNDER

Santander

Santander

Cashback rewards
Monthly fee: £3
0% on purchases and balance transfers for 26 months, then 21.70% APR
21.70% APR
Representative (Fixed)
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CASH BACK

American Express

American Express

Customers will receive 1% cashback on purchases.
Annual fee: £25
Intro: 5%
Standard: 1%
27.30% APR
Representative (Fixed)
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AIRLINE

British Airways

British Airways

BA Avios
Annual fee: £195
74.70% APR
Representative (Fixed)
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CREDIT BUILDER

Chrome

Chrome

Min: £250
Max: £1,000
Employment status: employed, self employed, unemployed Check with provider
24.70% APR
Representative (Fixed)
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HIGH INTEREST

Virgin Money
Current Account
2.02% AER
£1,000
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PACKAGED

Nationwide Building Society
FlexPlus
£13
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FREE OVERDRAFT

Danske Bank
Danske Freedom
£3,000
Age: 18 up to 27
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We have built some great tools to help you

Loan Eligibility

Find out your likelihood of being accepted for different loans before you apply. That way you won't leave a a footprint that can affect your ability to get future credit.

Loan Eligibility Checker

Mortgage Repayment

Use our calculator to find out how much your mortgage will cost. If you know how much your mortgage is costing, but can’t remember the APR, we can work that out and the calculator will even let you see the impact of adding fees on top of your mortgage rather than paying them upfront.

Mortgage Repayment Calculator

Mortgage Overpayment

Our overpayment calculator shows you how much you can save by making overpayments, whether they be now, in the future and as lump sums or as regular payments, our calculator can help you make the right decisions.

Mortgage Overpayment Calculator
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About everything financial

We are everything financial and the website you are on is a free, online comparison service. We exist to make finding a financial product or financial advice easier.

Data you can Trust

Making a fair comparison only works with accurate trustworthy data. We have partnered with financial data experts Defaqto who have a team dedicated to ensuring every data point you see is accurate.

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Everything Financial is regulated and authorised by the Financial Conduct Authority. This website is a free comparison site that has been designed to help you make informed decisions about financial products.

Financial Experts

The Senior Management team is comprised of respected Industry experts who both understand financial services, but are also committed to helping you choose the best value products in the market for you.
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