Compare Fixed Rate Bonds
Get a fixed interest rate for a defined term
Headline rate1.50% AER
Headline rate1.41% AER
Headline rate1.41% AER
Yes, there are plenty of different types of savings accounts. You may also want to look at peer to peer lending for potentially higher rates of interest over a fixed period. But the rates aren't guaranteed, and bear in mind that the money is not protected under the Financial Services Compensation Scheme (FSCS).
Yes, if something goes wrong, your money will be protected under this scheme.
Yes, any fixed rate bonds in a single institution up to the value of £85,000 per person is protected under this scheme.
Yes, your credit file is only a factor when applying for new borrowing. You can open any savings product without having to worry about your the impact on your credit file.
Yes, but keep in mind that this money may not be readily accessible.
Fixed-rate bonds offer a variety of different terms, usually from 1 to 2, but can run for up to 7 years.
The end of the term is called the maturity date, and you will be informed by either email or post about the term ending. You have the following options:
You can close some accounts early - this depends on the terms and conditions. So if you think you may need the money earlier, check the small print. Even if you can close an account early, there may be other accounts that are more suitable as you will probably pay a penalty for the withdrawal or account closure.
You will find that some base rate tracker savings bond providers will allow you to give notice to close the account early, or charge you based on the same notice period. For example:
We have a Savings account data feed from the data specialists defaqto. They provide us with over 100 daily updated data items that we use to compile our various savings and ISA listings on Everything Financial.
Defaqto have a team dedicated to ensuring the information that they provide to us and others is accurate. However, it is your responsibility to check the details of any products and services before you apply.
Getting data from defaqto, running servers and employing a team to run the website costs money. So, like almost all comparison sites we list the best “affiliated” links first, but ordered according to the sorting options displayed. We then display the unaffiliated links after this.
The listings are ordered by whichever feature you have shown an interest in.
For savings based listings, this is typically according to the AER (Annual Equivalent Rate). In most cases, the secondary order is alphabetical, to for ease of searching. On pages with more than 30 listings we may also provide additional sort and filter options to allow you to more easily find products of interest to you.
We have excluded accounts with geographical boundaries as they are not relevant to most of our users.
Defaqto have a set of criteria that they use to assess the quality of different current accounts. Broadly speaking a 5 star product will have lots of features and a one star product won't.
In many cases, a savings account is a savings account and the features that determine the rating are more easily expressed by showing those features. As such, we have shown those features rather than the star ratings whether we have thought the features are more relevant to your decision making.
We are everything financial and the website you are on is a free, online comparison service. We exist to make finding a financial product or financial advice easier.